Primary card
A physical Revolut or Wise Visa or Mastercard for everyday spending.
Spending in India
Payments in India
Use a physical Revolut or Wise card for everyday spending, carry a second bank card separately, and keep some Indian rupees as backup.
Our recommendation
A simple, reliable setup
This combination gives you excellent exchange rates, broad card acceptance and a practical backup when cash is needed.
Backup card
A second physical card from another bank, kept separately.
Cash reserve
₹5,000–₹10,000 in practical ₹100, ₹200 and ₹500 notes.
Cards & currency
Pay in Indian rupees
Revolut and Wise normally offer excellent PLN/EUR-to-INR conversion rates—often much better than traditional European banks or airport exchange counters. Cards are widely accepted at hotels, restaurants, supermarkets and larger shops.
INR₹
Always choose INR
There is no need to exchange money before travelling. Revolut and Wise can convert automatically when you pay. If a terminal or ATM offers PLN or EUR, decline it and choose Indian rupees to avoid a poor exchange rate.
Cash & preparation
Keep a practical reserve
Keep ₹5,000–₹10,000 for small shops, markets, tips, autorickshaws and situations where cards are not accepted. Smaller notes are the most useful.
Before departure
- Enable international and ATM transactions
- Check your card’s cash-withdrawal limits
- Keep access to your banking app for security confirmations